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\[ r^2 = \frac{314}{12.56} \]
\[ r^2 \approx 25 \]
\[ r = \sqrt{25} \]
\( P = 10,000 \) (principal)
\( r = 0.05 \) (annual interest rate)
\( n = 4 \) (compounding frequency per year)
\( t = 3 \) (years)
\[ A = 10,000 \left(1 + \frac{0.05}{4}\right)^{4 \times 3} \]
\[ A = 10,000 \left(1 + 0.0125\right)^{12} \]
\[ A = 10,000 \times (1.0125)^{12} \]