\( P = 10,000 \) (principal)

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• \[ r^2 = \frac{314}{12.56} \]
• \[ r^2 \approx 25 \]
• \[ r = \sqrt{25} \]
• \( r = 0.05 \) (annual interest rate)
• \( n = 4 \) (compounding frequency per year)
• \( t = 3 \) (years)

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